7 Best Expense Tracker Apps for iPhone and Android

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1. Mint – Smarter Way to Save More

Mint transforms how you manage your finances, making it one of the first applications on our list of the top spending tracker apps. The app consolidates your financial information into one location, including balances, budgets, credit health, and financial objectives.

It simply links with your bank accounts, giving you a real-time snapshot of where your money’s going. Additionally, it categorizes your spending so you can see where the cash is flowing at a glance. One of the app’s best features is transaction tracking. Every time you swipe a card, it records and categorizes your expenses.

The expense tracker app also allows you to set your budget and keep you in check. It breaks down your spending so you can see where you’re rocking it and where you might need to tighten up. Moreover, it also tracks your taxes and checks your refund status and date estimate.

Another standout feature of this app is the Billshark bill negotiation. This premium service can save you money on your monthly bills.

Pros

Cons

Price:Free;Subscription:$0.99/month onwards

Get Mint for iOS

Get Mint for Android

2. Goodbudget – Cash Flow at Your Fingertips

Goodbudget stands out as a stellar choice among the best expense tracker apps for both iPhone and Android. By keeping your transactions synced with the cloud and providing secure data backup, the app ensures that everyone involved stays on the same page about their finances.

The app also offers insightful in-app reports, helping you analyze and modify your budget effectively and make informed decisions about your spending. The envelope system is like having digital envelopes for different spending categories. The best part is that you can create envelopes for different purposes. Fill up that envelope, and when it’s empty, you know you’ve hit your limit.

This spending tracker app also helps you tackle them strategically with its debt payoff planner feature. Simply plug in your numbers, and it creates a plan for you. It’s like having a financial buddy nudging you toward debt freedom. The bill tracker is yet another feature you can find on this app. It reminds you when bills are due, so there are no more late fees.

Goodbudget Plus offers perks like unlimited envelopes and syncing across devices. It’s $6.99 a month.

Pros

Cons

Price:Free;Subscription:$6.99/month onwards

Get Goodbudget for iOS

Get Goodbudget for Android

3. Money Manager – Keep Your Financial Secrets Safe

This personal finance tracker app makes inputting data a breeze, and you can do it anytime, anywhere. The default settings are friendly enough to get you going, and when you’re ready, tweak things around with the customizable features that suit you.

The spending tracker app lets you handle multiple currencies and all your accounts in one place. This app lets you plan your budgets weekly, monthly, or annually. Not only this, but the app is also flexible, as it allows you to shift the month’s start date to fit your life.

Double-entry bookkeeping might sound fancy, but it’s another feature to make your account management efficient. Another thing we love about the app is that you can set up automatic money transfers between your accounts and configure the frequency of those transfers.

With the premium version, you can unlock additional features like advanced budgeting tools, detailed financial reports, and even more customization options.

Pros

Cons

Price:Free;Subscription:$2.49/month onwards

Get Money Manager for iOS

Get Money Manager for Android

Also Read:Google Sheets budget templates for finance tracking

4. Expensify – Paperless Expense Tracking

Looking for a reliable app to track your personal and business expenses? Expensify is the solution you need. The app makes tracking expenses a breeze, eliminating the need for manually inputting expenses.

You can snap a picture of your receipts and let Expensify do the rest. It automatically categorizes your receipts and lets you add custom tags to keep things organized.

If you’re a business owner, Expensify has more to offer. With its multi-level approval workflow feature, the app ensures that they do the heavy lifting of your budget while your team stays happy and you stay focused on what matters.

The app also seamlessly integrates with top accounting tools like Xero, NetSuite, and Quickbooks, so you can say goodbye to manual data entry work. Though the app is free to download, Expensify also offers a subscription to give you VIP access to hassle-free expense management.

Pros

Cons

Price:Free;Subscription:$4.99/month onwards

Get Expensify for iOS

Get Expensify for Android

5. QuickBooks Accounting – Best Bill Manager App

QuickBooks lets you track your mileage and cash flow, generate invoices, snap a receipt, and much more. Thanks to the built-in money tracker, you can manage all your accounts effectively with this user-friendly money software by centralizing them in one location.

Two features that we particularly loved are automatic expense categorization and receipt scanning. Imagine you have a bunch of receipts, but you launch the QuickBooks app and take a snap or upload them, and the app automatically sorts them into neat categories, saving you from the tedious task of manual sorting.

The app comes with a 30-day trial. If you’re looking for features like advanced reporting and automatic invoicing, you can enjoy them with a premium subscription.

Pros

Cons

Price:Free;Subscription:$9.99/month onwards

Get QuickBooks for iOS

Get QuickBooks for Android

6. Wallet – Control Your Money From Anywhere

Wallet is a simple expense tracker app that helps you pursue your financial goals. The app collaborates with 4,000 global banks, allowing you to auto-sync your transitions, create flexible budgets, and track your spending.

The smart assistant is one of the standout features of this free expense-tracking app. It analyzes your spending habits, warns you about potential budget breaches, and suggests areas where you can cut back. The app’s reports feature allows you to break down your financial life into easy-to-understand graphs and charts. Plus, category management lets you see where your money is going.

The budget rollover is another feature that provides a financial safety net. Guess what? If you didn’t spend all your designated money on a certain thing this month, it rolls over to the next. You can use the premium version if you want to level up your budgeting game. It unlocks features like custom wallets, unlimited accounts, and the ability to export your data.

Pros

Cons

Price:Free;Subscription:$5.99/month onwards

Get Wallet for iOS

Get Wallet for Android

7. Rydoo – Popular Expense Tracker

Rydoo may be last on our list of the best expense tracker apps for iPhone and Android, but it is second to none. It tracks your mileage automatically, saving you the headache of jotting it down manually.

This free expense tracker goes beyond the basics. It hooks you up withcurrency conversionon the fly, which is handy for business, travel expenses, and more. It syncs up with your credit card, so you’re not stuck manually entering every coffee or cab ride.

It also has a nifty feature that lets you set spending limits. And if you’re splitting expenses with friends, the app does the math for you, ensuring everyone pays their share. If you’re serious about keeping your finances in check, get your hands on Rydoo.

Pros

Cons

Price:Free;Subscription:$8/month onwards

Get Rydoo for iOS

Get Rydoo for Android

Also Read:How to remove cards, tickets, and other items from Apple Wallet.

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Last updated on 14 May, 2024

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